There are various kinds of mortgage loans out there, and each may appeal to a different type of borrower. For each mortgage listed below, you’ll see the advantages it offers as well as the kind of borrower it’s best suited for. Read on. 30-Year, Fixed-Rate Mortgage The 30-year fixed-rate mortgage is a home loan that

If you want to save some money this year, here are a few tips on how to reduce your tax bill. Many people simply look at their income and expenses and claim whatever they can — which is fine — but if you’re more concerned with reducing your tax bill than just claiming what you

Credit card defaults and debt are two of the most common financial problems that people run into. However, if you learn how to use your credit cards responsibly, they can offer you a ton of perks. Read on to know why you should be using credit cards as opposed to other forms of payment. One-Time

Low-interest rates have incentivized many homeowners to refinance their existing mortgages. While refinancing to a low-rate mortgage can help homeowners save money, it’s important that you not decide whether or not to refinance based on recent rates alone. Here are five things you need to take into consideration before applying for a refinance. Know how